4 Animals That Require Exotic Animal Insurance

Posted by johnhrq on August 5th, 2019

Is there a hole in your life that can only be filled by getting an animal friend to call your own? Make sure you have the proper protection, such as exotic animal insurance, in place before you adopt or buy one for yourself.

Pets can be a blessing to an owner’s life, and I am not just talking about cats and dogs. Over the last few years, exotic pet ownership has gone up drastically, with more and more people eager to bring in an interesting housepet to call their own. There are so many species and breeds of animals that are better housepets than people may realize, and each one brings their own unique benefits to your home. However, unlike the case with your more traditional housepets, most homeowners insurance plans will not cover what many people consider to be “exotic animals.”

While having your own exotic animal can be a lot of fun, it is not without its risks. These animals often deal with recurring, genetic illnesses that require a lot of treatment. Also, many of these animals are not used to living indoors or around so many people, so they can often get scared easily and lash out at others in self-defense. If your animal were to cause physical or emotional harm to another person, you could risk losing your beloved pet and face costly penalties and legal fees.

Depending on what type of animal your pet is, Exotic Animal Insurance may be a necessary investment to keep yourself protected in a worst case scenario. But what animals are considered to be “exotic”? While there are some obvious creatures such as monkeys or wolves, there are a lot of other pets that you would be surprised to learn are considered “exotic.”

If you own one of these four animals, then you need to get yourself a good exotic pet insurance plan immediately:

Birds
Birds are arguably the third-most common type of pet a person could own, yet they are still considered to be exotic in the eyes of your insurance provider. Whether a cockatiel, one of the many types of parrots, or a bigger bird that you have brought into your home, you need to make sure you have some type of protection in the event one of your birds caused an accident that harmed another person.

Reptiles
Exotic animal insurance is not exclusive to just pets with feathers or fur. A lot of people love reptiles, preferring them to be more interesting creatures than your typical housepets. While most people keep their reptiles inside tanks or other small living spaces, there is always the possibility of escape, which can lead to serious trouble. Some reptiles can be quite dangerous when unsupervised or out in the open, so having a good insurance plan at your side can help take away a lot of the stress that can come from reptile ownership.

Rabbits
Yes, even rabbits are considered to be exotic pets. Rabbits are very popular animals to keep as pets because of their adorable faces and easy maintenance, but even they can turn nasty when they feel threatened or unsafe. In any event, having a good insurance plan will help you focus on just how cute they are.

Horses
Before you can take your horse to that old town road, make sure you have the proper coverage in place. Horse farms and stables need to be sure that they have all the proper insurance for owning horses; one fall from a horse could cause serious injuries that will fall on the owner’s shoulders. Without the right insurance, horse owners could risk losing their property or ability to care for other horses.

To get a great insurance plan for your exotic pets that can be fully customized to meet your needs, go to XINSURANCE.com and find out why we are so highly regarded among the nontraditional pet ownership community.

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